With the DebtTracker, you can see all your debts laid out in front of you in one place. You can easily sort your debts in a large variety of ways: by type, by current balance, by interest rate, and more. You can get an idea of just how long it will take to pay off each debt. You can figure out your Credit Card Utilization percentage, your Debt-to-Income ratios, and various other financial metrics.
When sorting out debts, you need to be honest with yourself and include every debt no matter how big or small.
Download the debttracker spreadsheet here http://www.mdmproofing.com/iym/files/debttracker.zip
Full instructions how to use the spreadsheet if you are not sure is on the official website http://www.mdmproofing.com/iym/products/debt-tracker.php